I don't know if every insurance company is biased against boys, but ours appears to be.
Carson was in a small fender bender last week. And when I say small, I mean to the point that there was no visible damage to the truck and a small dent on the other car ($400 quote). There was no police involvement.
When Katelyn was in high school she rear-ended a car. She was ticketed for the accident. Then this past winter she hit another car. There was no ticket issued that time, although I think the police were called. Each wreck caused about $3000 to the other cars.
Guess which kid the insurance company called about.
Carson.
I couldn't believe it when the insurance investigator called about his accident. In my eyes, his wreck was small potatoes compared to the incidents that Katelyn has been involved in and yet we never heard "boo" from the insurance company with Katelyn (oh, but we did see our rates increase).
So what gives? Katelyn has demonstrated that she is more of a liability to the insurance company than Carson, but he is the one who was targeted. That is just not right.
Oh and Carson's fender bender...it was because the girl who was driving the other car first let him start to back out of the parking spot, then sped past him, and then stopped abruptly to let another car back out. I bet her insurance company didn't call and 20-question her.
Well I'm waiting to hear more from the insurance company because I informed the investigator that Carson has a string of text messages from the girl first saying she wasn't going to turn in the claim (obviously she did), then she only wants us to pay $400 of the $1150 quote because that quote included repairing damage from previous accidents, and finally that she was withdrawing the insurance claim. Does anyone know, can I forward text messages to an e-mail address? Or can I download them from our account on our cell phone provider's website?
3 comments:
you could show them the texts. Actuaries show teenage boys have the highest accident rates- Carson is a victim of statistics.
Somehow the first half of the first sentence got cut off the previous post: If you have a local insurance agent perhaps......
PS Katelyn's driving troubles will catch up to her when she becomes responsible for her own insurance. Bad news there - have you looked at Michael's cars (or our pickup?)I think some of the NVLD is involved with driving mishaps.
Have Carson text them to your email address, it should work. If that doesn't work, you should be able to get print outs from the service provider, but it could take a while.
Nate
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